credit score question?
I have a credit score of 596 where does this fall in relation to creditors is it really bad or just kinda bad borderline good? Is there anyway to improve this score? i have 4 open credit cards(2 which will be paid off next month) but the other 2 are in the 2000 range on balance i also have 2 student loans that equal about 8,000. Do student loans bring down your score when in deferment? Oh there is also a library account that has gone to collections that i didn’t even know existed but its only 70 bucks. lol. Will it help if i pay this off as well?
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