Slim to no Credit BIG down payment!?
So im 18 years old and have had a job for 2 years 6 months now making about 600-750 a week! Right now my FICO credit score is 0, i have 2 CC accounts open and both are in good standing! My experian Plus score is 693 but I dont believe that will show untill after 6 months? Well I am looking at trucks in the 13k range before negotiating begins, 2004 and up Ford f150 Pickup with under 75k, my question is because of my lack of a history would i get approved with about 4k down? Will my FICO rise after 6 months good standing? I do plan to buy in April
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- Tags: 18 years, experian, f150 pickup, fico credit score, ford, ford f150, job, trucks
November 11th, 2010 at 9:02 pm
more down payment you the better off you will be on getting a loan