Who is eligible for getting dental worked financed at the dentist's office?
I’m likely going to need at least (by my estimate) 00 worth of dental work done. I think my insurance would cover 00 of it.
My credit scores, if a factor, range from 650 to 690 – worst things showing on them is a paid collection from 2004 and a 30 day late CC payment from 2007. Is that likely to prevent me from getting financing on this?
Would I be better of paying for TWO dental insurance plans? Can I even do that, and file two claims?
The form I need to fill out for the dentist says "I agree to be responsible at the time of visit for all services provided." I honestly don’t, and won’t have that much money up front any time in the near future.
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March 1st, 2011 at 1:50 pm
Not available at the dental practices with the current financial crisis, you cant file two claims only one
March 1st, 2011 at 1:50 pm
Most dental offices do not offer private financing, but most offer third party financing through a medical credit card account. Such as: Care Credit, Citi Health Card, etc. You would apply for those, and if you were approved, you would pay the office in full at time of service, then make credit card payments monthly to whichever company you go with.
I have heard that some "chain" dentist offices are flexible with payments, such as castle dental, lovett dental and the like. But I do not know for sure. Good luck!