Will I get approved for a car loan w/ a low APR?
I checked with Equifax and I have a credit score of 689, with "not good" payment history, but "good" amount of new credit, amount of debt and length of credit history. I’m making ,000.00 a year before taxes and have been employed with the same company for over 2 years. I also have ,000 in credit card debt. The car I am looking to buy is ,500.00. Would anyone know what APR range I could fall in with this type of history?
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May 6th, 2011 at 1:51 am
12%…it also base on length of employment, debt to ratio, salary income.
good luck
May 6th, 2011 at 1:51 am
Anywhere from 11-15% I’d say would be your interest rate. They look primarily at your credit beacon score (which is composed of your debt-to-credit ratio) as well as your income.