I have always had good credit, 600 range, I have a loan for a truck, and two credit cards on it that are all up to date with no bad marks, and now i went to a dealership who ran my report and they said that my credit score is a ghost. I tried calling equifax but I am not sure who I should talk with or get a hold of to resolve the issue.
why is it a zero?
they must have, i requested my report on my own and it pulled up without a problem, not sure why it had an error.
Hello! I have no credit and would like to establish good credit with
TransUnion, Equifax, and Experian. I would like my credit score to reach minimum in the 720 range or higher, and would like to do this fast and waste no time to increase my credit score. Thank you,
I am looking to purchase a house in the Florida location. However, I had few questions regarding if I will be able to get any loan. My credit score on Equifax is not that good. On Transunion is way better then Equifax. However, on Experian is way higher then Equifax and Transunion. I been reviewing my credit report and had stuff remove off the report. Fix other things and so on. However, the score does not move much. It seems I only get few ponits up. I really do not want to wait to get a house. I will like to able to purchase one soon.
Is there any loans out there that will be able to help me?
What is lowest score a lender will take?
What score range do you need in order to get a loan?
Does FHA loans require score?
Are ther any loans that are not score driven?
When pulling a credit report, does anyone just use Experian or do a lender check all 3?
Posted in:
Credit Score Good Range Tags:
accts,
capital one,
collections,
credit card,
equifax,
experian,
installment loan,
score,
secured card,
six months,
transunion
I have been working hard on my credit. My scores are.. Equifax 622, Experian 636, and Transunion 644. I am proud of myselfe because this time last year my scores were in the 400 range. About 2 weeks ago I was able to get 7 collections(hospital) deleted off my reports. I took out a 3000 loan from my bank and paid the collections off. Ok Currently I have 1 installment acct. I might have two, but I dont know whether to consider a line of credit from bank an installment loan or not because payments dont have to be paid at a certain time. I also have 1 secured card with bank for 300 this acct has been open a year. I recently got a cc from capital one with a 300 limit. Should I open another installment acct or should I get another credit card. Or just dont do anything and make payments on the accts that I have for six months. Is it possible that my score could hit 700?
according to Equifax my FICO credit score is 665 which they consider "good" but just barely good because the "good" range is from 660-724
They say my FICO score is better than 31 %of US Consumers.
1st: Is FICO score and Credit score the same things? Or Different?
& what are your credit/FICO scores? just curious where I stand.
I just checked my FICO score with Equifax, and my score is 678. I’m a little confused about what that means, though. On the main display page that appeared on my computer monitor, it said my score falls into the "Good" range (but not "Very Good" or "Great"). The "Good" range, according to Equifax, was from 660-724.
However, when I printed my credit report, the word "Poor" suddenly appeared under my credit score. Same number — why did the classification suddenly change?
So which is it? Is my credit score good, fair, or poor?
